Stop guessing. Start planning. FUMONEY transforms your salary, goals, and investments into one clear dashboard — with real Indian inflation rates and AI-powered "what-if" simulations.
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< 5 min
Onboarding
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Built with the same math used by certified financial planners
95% of Indian salaried professionals invest without knowing their exact retirement number. Scattered SIPs, unchecked inflation, and zero simulation of life decisions.
Excel sheets, random SIP apps, and mental math — none of it talks to each other.
Education costs grow at 9%. Medical at 11%. A flat 6% assumption will blindside you.
"Should I take a home loan?" Nobody can tell you how it shifts your retirement by 4 years.
One dashboard that connects your income, expenses, investments, insurance, and goals — then runs real-time simulations so you never make a blind financial decision again.
Net Worth
₹24,50,000
Fitness Score
72/100
FIRE Progress
34%
Runway
4.2 mo
Surplus
₹18,500
7-step onboarding captures income, expenses, investments, insurance, and risk profile.
Dashboard shows net worth, FIRE progress, fitness score, and surplus in real time.
Ask any 'what-if' and watch how it shifts your retirement timeline instantly.
Most "FIRE calculators" use flat 6% inflation. Real life isn't flat. FUMONEY uses category-specific Indian inflation rates to show you the real corpus you need — not a fantasy number.
6%
General inflation
9%
Education inflation
11%
Medical inflation
30x
FIRE multiplier
Six powerful modules that cover the full spectrum of personal finance — from daily surplus to 30-year projections.
Know your exact FIRE number adjusted for Indian inflation. Track your progress monthly.
House, car, education, wedding — each goal gets its own inflation-adjusted SIP target.
"What if I take a ₹50L home loan?" See the instant impact on your FIRE age.
A single 0-100 score across 5 pillars: emergency fund, insurance, debt, savings, goals.
Compare your coverage against the Human Life Value formula. Spot gaps instantly.
Equity, debt, gold, real estate — see your real allocation vs. your recommended split.
Lakhs, crores, EPF, PPF, HRA, Section 80C — FUMONEY speaks your financial language from day one.
Free
₹0/month
Pro
₹199/month
Every month you wait costs you compounding returns. Build your financial plan in under 5 minutes — it's free.
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