Stop guessing. Start planning. FUMONEY transforms your salary, goals, and investments into one clear dashboard — with real Indian inflation rates and AI-powered "what-if" simulations.
Trusted by 1,200+ Indian professionals · No credit card · Free forever
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< 5 min
Onboarding
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Built with the same math used by certified financial planners
95% of Indian salaried professionals invest without knowing their exact retirement number. Scattered SIPs, unchecked inflation, and zero simulation of life decisions.
Excel sheets, random SIP apps, and mental math — none of it talks to each other.
Education costs grow at 9%. Medical at 11%. A flat 6% assumption will blindside you.
"Should I take a home loan?" Nobody can tell you how it shifts your retirement by 4 years.
One dashboard that connects your income, expenses, investments, insurance, and goals — then runs real-time simulations so you never make a blind financial decision again.
Net Worth
₹24,50,000
Fitness Score
72/100
FIRE Progress
34%
Runway
4.2 mo
Surplus
₹18,500
7-step onboarding captures income, expenses, investments, insurance, and risk profile.
Dashboard shows net worth, FIRE progress, fitness score, and surplus in real time.
Ask any 'what-if' and watch how it shifts your retirement timeline instantly.
Most "FIRE calculators" use flat 6% inflation. Real life isn't flat. FUMONEY uses category-specific Indian inflation rates to show you the real corpus you need — not a fantasy number.
6%
General inflation — your money halves every 12 years without a plan
9%
Education inflation — your child's college costs double every 8 years
11%
Medical inflation — healthcare costs triple in a decade without insurance
35x
FIRE multiplier — the corpus you need to never run out of money
From your first salary slip to your last working day — FUMONEY covers every financial decision in between.
Financial Fitness Score
Stable
financial position
FIRE Progress
Target corpus
₹7.88Cr
↑ Retire at 55
27 years left
AI Simulator
What if I take a ₹50L home loan at 9%?
Personalized answers · Powered by Claude AI
Goal Tracker
Paycheck Guide
Every rupee, allocated.
Built for India
0%
INR formatting (Lakhs/Crores)
0%
Indian inflation rates baked in
0x
FIRE multiplier for Indian retirement
PDF Report
Your entire financial plan, printed.
Six precision tools that work together — connecting your income, expenses, investments, and life goals into one living financial plan.
"What if I take a ₹60L home loan?" Get an instant answer: new FIRE age, extra SIP needed, goal impact — all calculated with full knowledge of your actual finances. Powered by Claude AI.
Powered by Claude AI · Personalized · Multi-turn reasoning
“What if I take a ₹60L home loan at 8.5% for 20 years?”
Lakhs, crores, EPF, PPF, HRA, Section 80C — FUMONEY speaks your financial language from day one.
Financial clarity shouldn't cost money. FUMONEY is free for everyone — no tiers, no trials, no credit cards. This is our way of giving back.
“The problem of financial planning for every Indian is too big and too important to be locked behind a paywall. I built this to give back — use it freely, plan boldly.”
— Founder, FUMONEY
Start Planning — It's FreeThe six things people wonder before signing up. Answered directly.
More questions? Reach us through the in-app feedback form after signing up.
Every month you wait costs you compounding returns. Build your financial plan in under 5 minutes — free, forever, no strings attached.